With the Double Cash Card, however, you earn 1% when you make the purchase and. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. There are better 2% alternative like the WF active cash with a nice sub. An introductory APR of 0% for 15 months from account opening on purchases ( 20. Excellent, Good, Fair. Concierge service, 24/7. You’ll only earn 1. 22%. 24%, or 29. Chase Sapphire Preferred;No annual fee. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. This likely doesn't. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Wells Fargo Active Cash Card. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. Wells Fargo Reflect® Card: Best balance transfer card. They usually give me less than half of the limits I get from Citi. It also earns an unlimited 2%. For context, the average annual rewards payout from the cashback credit cards in the investor. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Citi Double Cash® Card. The Active Cash earns 2% cash. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. (SUB + 2% of 10K) same spend but double the rewards. 73. Secured card: Capital One Platinum Secured vs. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. Citi Double Cash vs. Wells Fargo Active Cash Card vs. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. but I prefer my Citi double cash card, which is 2% as well. It provides a simple model—earn 2% cash back on. It can help you save energy because it reduces the flow of electricity to the bulb, so the. And Wells Fargo no longer has a minimum rewards redemption requirement. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Neither. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. 1. Chase Sapphire Preferred Wells Fargo Active Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card 3. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. One perk of the Wells Fargo Active Cash Card 2% card vs. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Citi® Double Cash Card: Best for pairing. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. The Money Hub. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). But if you spend $10000 with this new card, you’ll get $400. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Rewards Rate. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Wells Fargo Active Cash® Card (rates and fees). Not a banking app, just through PayPal (which most people already have). Most 2% cards don't have a SUB, while most 1. At. 99% variable APR applies. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. If you're looking for a major bank that's free of scandals, it doesn't exist. This Visa Signature. Don't Which To Choose. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. I have had no major issues with using WF cards. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. 2% total cash-back. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Citi® Double Cash Card. 2% cash rewards on purchases. offers of $150 for $1500 spend on the Fidelity card. $200 SUB with $500 spend on the WF AC, vs. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. Both cards offer a $200 welcome offer bonus. Best Overall Balance Transfer Credit Card: U. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. 5% cash back, a $200 bonus and 0% for 12 months. 5% cash-back cards because it doesn't require you to activate bonus. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. CDC which cashback is better2:24 - Annual Fee and Foreig. 24% to 28. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Rewards Rate. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. 1. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. Citi Double Cash. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Card Name. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. It's also best if you need to pay off a high interest credit card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Reply. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Citi® Double Cash Card. 5%). Never had that problem with any other card. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. This card also comes with no annual fee, and new. $0. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. No annual fee. Wells Fargo Active Cash® Card vs. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Bonus Card Option: Wells Fargo Active Cash Card. Citi® Double Cash Card. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. Citi Custom Cash Card vs. I've got the Amazon card, Amex blue cash. The winner: Blue Cash Preferred. 5% card. 24%, 25. 24%, 25. Skip Navigation. . The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. com database is $181. Wells Fargo Active Cash® Card. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Best Credit Cards of November. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. 24 percent. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. If you're looking to make a large purchase. After that, an 19. Wells Fargo Active Cash® Card. Citi Double Cash® Card. 24%, or 29. Skip To Content Toggle Menu Back. Credit Cards. A cash advance, in particular, is an expensive way to borrow money. Capital One Quicksilver Cash Rewards. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. Will have a lot of good categories above 2% and the active cash for everything else this way. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Wells Fargo Active Cash® Card. The major difference between the Citi Double Cash vs. Wells Fargo Active Cash® Card. That describes the Citi Double Cash® Card. If you're looking to make a large purchase. PayPal master card is better. Tiered cards provide different cash-back rates for different types of purchases. However, I don't think you should listen to the bad rumors about Wells Fargo. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. Earn unlimited 2% cash rewards on purchases. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. Earn an unlimited 2% cash back on every single purchase. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. So that’s 2%. $0 annual fee. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. 99% variable APR applies thereafter. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Citi® Diamond Preferred® Card vs. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Learn more: Citi® Double Cash Card. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. For context, the average annual rewards payout from the cashback credit cards in the investor. With the Wells Fargo Active Cash, the same. Points are worth 50% more when redeemed for. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. This card is. gas stations, and online retail purchases in the U. Credit. It also earns an unlimited 2%. Wells Fargo Active Cash® Card. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Wells Fargo Active Cash® Card. Citi® Double Cash Card : Best 2% cash back card for balance transfers. See full list on forbes. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Citi Double Cash Card vs. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. The difference between Blue Cash Everyday. 5% unlimited cash back on all purchases. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. The Wells Fargo Active Cash® Card is an exception. Citi Double Cash Card. The $18,088. Also Wells Fargo has a $300 checking account bonus right now. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. What you should expect to be given when managing a credit card. 00 with Wells Fargo Active Cash Card. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Upgrade Triple Cash Rewards basics. Citi® Double Cash Card: Best for pairing. Citi® Double Cash Card vs. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Wells Fargo Active Cash vs Chase Freedom Unlimited. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. 00 with Wells Fargo Active Cash Card. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Wells Fargo Active Cash vs. It earns rewards in a similar fashion. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. 7 minute read. Wells Fargo Active Cash vs. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. This card doesn’t have any bonus categories as tiered rewards cards do. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Annual fee: $95. 3. Citi Diamond Preferred highlights. The new welcome offer brings it in line with other cash-back credit cards on the market. One area where it stands ahead of the Wells Fargo Active Cash. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. 78% APR. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Citi Double Cash; Chase Freedom Unlimited vs. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Up to 2% cash back. Wells Fargo Active Cash® Card. 6 min read Sep 08. For context, the average annual rewards payout from the cashback credit cards in the investor. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. Citi Double Cash® Card. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. It also delivers 2% cash rewards on purchases. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Cash Wise Visa has 1. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Wells Fargo Active Cash® Card: Best cash-back card. Slickdeals. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. As you get the entire 2% back two days after the statement cycle closes. 24%. 24%, or 29. Wait for the cash back rewards to post to your account. See how it works. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. The value of a 1. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. Citibank offers a bigger cash bonus opportunity — up to $2,000. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. See related: Wells Fargo Active Cash vs. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. I can also say that my experience with Wells Fargo (apps, customer service, etc. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Wells Fargo Active Cash® Card is an exception. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. 01 in any bank, or you can transfer points to a few airlines / hotels. 5% all purchass. Best for Choice of Bonus Categories: U. 3 important differences between Wells Fargo Autograph vs. Citi Double Cash. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. These are the popular cards that most people can accessibly earn a good flat-rate cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. . Costco Anywhere Visa Card vs. S. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Take a look at this table to quickly compare the primary benefits of. Intro APR of 0% for 12 months from. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. That's not exactly what I said. 5% cash back for everyone else. Also no FTF, which is great for the occasional overseas trip. Citi Double Cash and SoFi. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. Costco Anywhere Visa® Card by Citi: Best for Costco. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Chase Freedom Unlimited vs. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. The Wells Fargo Active Cash® Card for introductory perks and 2% on. Gotcha. American Express Blue Cash Preferred Card basics. After that, the standard variable APR will be 19. 5% cash back for everyone else. Wells Fargo is stingy on credit limits. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). This 2% card has a $200 SUB. Are you OK with category spending or do you want a general spending card? General spending card. You have the right. 6. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. ”. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. TD Double Up rewards. I don't know why people make a big deal out of the $25 increments. Wells Fargo Secured. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. No annual fee: Capital One Quicksilver vs. 8. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Citi Double Cash® Card. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. This means. I opened the Citi Double Cash a month later, which is my new 2% flat card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. If you typically receive an annual. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Slickdeals. Then select Request Balance Transfer under Account Management to view available offers. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.